Interest rates are dependent on the risk analysis of each project, but are typically in the 8% - 15% range with low fees starting at 2%. By partnering with private investment groups, real estate hedge funds, banks, refits and more we are able find the right funding for your project. No income check available. Cohen Commercial Equity ”Your Hard Money Home for Commercial Loans” Hard Money Commercial Loans! They can be funded by a private individuals known as PRIVATE HARD MONEY LENDERS or PRIVATE HARD MONEY INVESTORS, trusts, partnerships, real estate investment groups and retirement funds... Our Hard Money is offered at very competitive rates & we will lend on any deal that makes sense. Hard money is similar to a bridge loan, which usually has similar criteria for lending as well as cost to the borrowers. Terms can be as short as 6 months to as long as 30 years.