I know very well what you're thinking. Another policy which is similar to it is really a term life insurance policy, which in certain cases, simply stated as a term insurance. If you'll like to obtain life insurance but don't want to become bothered with having a medical exam so as to qualify for coverage then I've got very good news for you.
This policy has a level death benefit too as a level premium for your duration. The excess premium collected brokers calgary will be invested. If you reach age 100, you have the option of taking the full cash value amount, which can be equal towards the death benefit, or you may leave the amount on deposit with the insurer until your death. If you reach age 100, you have the option of taking the full cash value amount, that is equal towards the death benefit, or you may leave the amount on deposit with all the insurer until your death. Make a sensible and informed life insurance decision.
As this is really a temporary require a term policy would fit the bill. If you need a policy to protect your family members to get a short period of energy then this might be the right policy for you. Level term policies normally allow that you simply choice of 5, 10, 15, 20 or 30 year terms.