By obtaining an overview of the housing market with proper, you can start to do a survey of the facilities offered by the existing mortgage product providers.
Thus, you can know that the funds need to be prepared to access mortgage facilities, which consist of advances and repayments as well as interest.
In choosing the right mortgage product you should look at several things, include the reputation of the institution mortgage providers, facility interest rates, the benefits of the services and assistance offered when mortgage runs, such as whether or not a penalty if done early repayment, administrative costs and other ,
It is important before applying for mortgages, is the readiness and commitment of funds you remember the tenor generally lasting dozens to tens of years. You need to set up payment (down payment) generally amounting to 20-30 percent of the price of the house and the rest in installments over a tenor.
Preparation before applying for mortgage funds need to be planned far in advance, can save or start investing. Because it requires a lot of funds.
Besides that need to be considered in choosing a mortgage is,
(1) Interest mortgages,
(2) Interest Floating,
(3) Cost of provisioning and administration, and
(4) if the early repayment penalty fee,
Whether there are regular and roughly how much it will cost. Careful planning and readiness You are very important to realize the desire to have a dream home.