Passing Vehicles on the Highway Alabama auto insurance can be obtained for individuals who need to make sure these are protected in the eventuality of a car collision. Insurance are available with assorted forms of coverage; liability, comp and collision, along with uninsured and underinsured motorist plans. The type of automobile insurance policy chosen is completely as much as the consumer making the purchase from the coverage. Some people consider it wise to make sure all bases are covered, although some simply want the minimum amount of coverage. When it comes to online policies for insuring your automobile, these are primarily categorised based on the type of cover that theyll provide for you. When separated judging by cover provided, there are three categories formed so that you can pick from. The following are these categories in greater detail. It should be noted that this categories are provided inside ascending order of cover features. Not just a choice. Unlike automobile insurance wherein you can find times when insurance coverage is not needed, motorcycle insurance plans are mandatory and needed before you get on the bike. You can drive being a student as well as drive with a license on the car though motorcycles, you must have insurance first before getting over a motorcycle. On this, youll find no exceptions. The first car insurance policy was developed in England around 1895. The first car insurance policy cheap insurance for new drivers in the United States was written in 1898. In the year 1927, Massachusetts became the first state to require mandatory automobile insurance. All fifty states now require vehicle insurance but it is around each state to determine the minimum amounts of required coverage. If there is more than one car inside your household, even though it is just a classic or seasonal car, think about a multiple car discount. Tons of auto insurance companies will reduce rates for multiple cars (some will even allow broken vehicles to become insured too) and this equals savings. Also ask about adding someone as a driver on the policy such as a spouse; quite often multiple drivers one policy can save you money.