Odds are that back when you first began using credit cards, the credit card firms were never shy about offering you larger credit lines and more cards. They acted in this way because they wanted you to call home beyond your means and simply take on more debt than you might reasonably pay off on a regular basis. These firms do not make money when customers cost low amounts and pay off their balances in full; they make money when customers carry large balances and pay substantial interest levels. Then, once these same consumers are maxed out and finding it hard to produce even the minimum payment, what do the credit card companies do? They increase their interest levels even higher!
Depending on these business practices, it should be no surprise the credit card issuers actively paid recent legislation making it harder than ever to announce bankruptcyeven for many who need it most. My friend discovered chapter thirteen lawyer la by searching Google.