iPhone Viruses: Just How Safe Is Your Smart Phone? Are you the proud owner of a nice shiny new iPhone? Playing around with all the settings and uploading your favour songs could possibly be first issues you do, insuring your phone is not first thing springs to mind on the report on things to do. However there is nothing worse than obtaining a brand-new iPhone plus it braking, or getting lost or stolen. I dont want everyone to belong to exactly the same trap that I did, but i also understand if you do not need to pay the ludicrous high street provider amount a month. Well please read on guys - each and every word in this particular article I believe is iPhone 3GS insurance gold if you find such a thing! There is no doubt I can save you a lot of money and save the heartache which was felt when I lost my iPhone without being insured! Working with the correct insurance company is very important as you must make sure that your iPhone will probably receive the protection you are spending money on. The reputation of an insurance carrier is important as it will alert you to the population feeling towards the coverage being provided. Review sites and forums that discuss gives you the information which you will want about a insurance provider. Having genuine customer opinions lets you see the things they liked and disliked with regards to a particular insurance carrier, as well as their experience with the claims process. So, exactly what can iPhone insurance (also called gadget insurance) typically will protect you against? Policy pros and cons gadgets insurance will undoubtedly vary among providers, but typically cover may provide protection against theft, accidental damage (some policies include liquid damage although not all do) and breakdown outside of the manufacturers warranty period. Sometimes, individuals will set their phone down in the public place at arms length and several thief could make off with the product. Now you are with out a mobile phone and will have in all probability to invest several hundred pounds to get a different one. With iPhone insurance, you need to see that the policy covers theft of the device and when the claim is processed as well as the excess fee paid, youll be able to get a new cell phone.