Mobile Phone Insurance - Honestly a Need The mobile market is continue with an unbelievable pace and each passing day witnesses the emergence of latest devices which is the reason cell phone insurance policies are gaining equal momentum. Though the growth is great in each and every aspect but sometimes, we into unwanted circumstances and lose our handsets, as a result of one reason or other. What usually happens is users often forget their valuable possessions occasionally which results in the losing of cell phone. Who would believe that youre likely to be walking along the promenade, consuming the sea breeze and seeking in the rolling waves, the next matter somebody throws you in the sea, but wait, your expensive mobile phone is at your pocket and today its joined an unnatural union between water and technology, a really lethal mix after only the sturdiest of protective covers. Theft is among the major issues that force many of the users to consider availing insurance for their phones since these policies are available at less expensive prices. Phone theft will never be covered inside basic cover which is the cheapest thus those who want to avail theft cover should choose high premium policies that happen to be much more costly than the regular ones. Many new iPhone users supercover gadget insurance wrongly feel that theyre being incredibly smart and frugal by forgoing iPhone mobile insurance in favor of simply falling back on the existing stuff for the house insurance policies should anything go wrong. They simply miss that even a single claim filed over a lost or stolen iPhone will negate their valuable "no claims" bonus altogether. If theyre within the habit of losing phones often, chances are theyll also run the risk of paying out significantly higher premiums over time on already pricey insurance as well. There are a number of benefits to getting your phone via your provider. As mentioned before, youll be able to obtain a clean handset, either no cost, or with a massively lower cost. As also said, youll be capable of geting back a few of the data that you will find had stored on the phone. Other benefits should include things like free cover for some stretch of time and international cover with satisfaction when you are on vacation.