Do I Need Car Insurance? So the wedding day has finally come. Youve passed your drivers examination and after this youre taking your first car. Ex-ci-ting! Reality check-- Do you have vehicle insurance? Since it is mandatory in every Canadian province and territory to insure your car or truck, it is advisable to have your insurance dealt with before making this all-important purchase. You have heard the recommendation to "shop around" for the best deal on the car, why dont you insurance as well? Why do car insurance companies think male drivers pose a greater risk than female drivers? Perhaps men more prone to take risks while driving, or fall victim to road rage more women. Or maybe testosterone leads men drive an automobile faster than women typically, visit link view site (read more) thereby subjecting these phones a higher rate of sever accidents. Whatever the reason, insurance firms need to have valid, verifiable top reasons to raise the rates or they could be involved in gender discrimination. Uninsured Motorist: This type of cover is really quite common and very useful. Something to remember about it is that you will be covered even just in the wedding someone without being insured collides along with your vehicle. If you do not have uninsured motorist insurance, it doesnt matter much when you are hit because there will probably be no insurance to pay your vehicle. You will simply be doomed, hoping one other motorist pays for your damage. Do not take the first price you happen to be given as it looks good, even when it superior to you would expect it can be most probably their would have been a similar deal elsewhere for any better price. Some companies can charge you double compared to other companies with the similar level of cover available. The reason for this can be that some companies could find something far more risky than these would. Interestingly, the economic climate and it is affects for the travel industry are certainly not causing people to cancel their holiday plans outright. For instance, many are seeing additional value and security with travel money cards, and are about to use trains and as a way to get around. However, it can seem until this summer will dsicover more time spent planning our trips in comparison to the cheaper, simpler past.