A Guide for First Time Car Insurance Buyers Contrary to popular understanding, your driving history is not the only thing that auto insurance companies consider to determine the cost of your policy. The model to make along with the year your vehicle is made affects the price tag on your insurance. It might be wise, in the foreseeable future, to question your agent on the price tag on insurance for that car that you will be thinking of buying as there are many factors that determine the need for the insurance policy that you should get for you car. You do should be careful when using online quotes for automobile insurance. Sometimes companies will quote prices which do not reflect the actual motor insurance premiums. If youre like most people, you automatically search for the insurer with the lowest premium. Well, you need to try the specific policy and see whats inside the small print. Another way of searching for some good companies and decent rates is usually to just look through the phone book in your regional phone book. Most insurance providers should be indexed by here, some with the ad, and will have their number and website average insurance for new drivers information listed. Feel free to give them a call to talk about your needs or look at their websites to find out more. Of course, you could make a consultation or drop in with them if your face-to face meeting is something you want. In a nutshell, sites offer you options, out of which one you can select the best one. It is always advised to match companies youll be able to trust; but it is also advisable to go with lesser-known companies, whore working to make a mark inside the insurance sector, and those that provide similar coverage as big companies do, at cheaper rates. Though, all of us want a fantastic cover their car, it is just a general fact that people check for the least expensive car insurance policy available. A word of caution; execute a thorough research online just before your automobile a plan. - Comparison shop: There is a great deal of rates charged by various companies. Make sure to check around and get several estimates before making a choice. There are brokers who will perform shopping around to suit your needs, for a fee. If you dont have time and energy to carry out some thorough research yourself, it can be worth the cost in the long run to pay for a fee for the brokers help.