Auto Insurance Regulations in California Before we discuss the best methods for finding affordable motor insurance, lets first address the worst strategy for saving on insurance: picking the initial agency that comes to mind. Sadly, this is the way most motorists are protecting their vehicles. They may be approached immediately after getting a car, face-to-face or through direct mail or referred by their dealer. These automobile insurance agencies are relying on your laziness to create a profit. They dont have the top prices on car insurance, but they believe that youll go with them beyond convenience and a lot almost daily, these are right. Read through (read more) your policy documents at length. Some insurers dont cover injuries to passengers aged over 75. Others wont shell out should your car is stolen by someone that deceives you into handing over your keys. A small number wont cover problems for your car or truck thats caused in a road rage incident. Its common industry practice not to provide gap insurance, so should your car is cancelled or stolen, youll not have the full amount you paid once you bought your car or truck. You also should inquire with independent insurance agents since they could have specialized knowledge of insurance near your home. If you have some marks on your own driving history then they has to be your best resource to finding an acceptable and affordable policy. Additionally many larger insurance providers will sell insurance through these independent agents. From the other room, I hear her telling my spouse," I cant wait to operate a vehicle to California come july 1st. It will be so cool being able drive an automobile in the united states." It was now time that i can take my blood pressure level medicine. Oh, you heard right. I dont take blood pressure level medication. Well, this might be a fun time to start out. Insurance companies are very competitive and can offer significantly lower rates on premiums, specifically if you use the internet. You can access each reputable company and compare quotes for your particular situation. There are websites offering this facility for you personally by listing all of the good insurance companies and their prices, to help you just go to 1 place. You will be able to obtain the good coverage you will need at a price you can afford. Peace of mind doesnt need to break the bank.