Having auto insurance is very important; it can save you from having to pay costly repairs if you damage your, or someone elses, vehicle. There are many options available to insure your vehicle. This article will give you tips to help find the auto insurance that is right for you. Its very important to keep your driving record spotless. If accidents or tickets appear on your driving record, they may lead to your insurance rates going up. If you already have a check against your license, see if you can lower your insurance premium by taking a driving course. Know what kind of car insurance coverage your company offers and what is out there. It can help you decide what you might need individually or for your whole family. If your company does not offer what you are looking for there are many others out there. If you are a new driver, the cost of driving lessons could pay off in insurance savings. Many insurance companies offer discounts to drivers who have taken a driver training course from an accredited company. The cost of the lessons often are less than the savings you will receive by taking them. Saving money on auto insurance does not have to be a difficult thing, especially if you are loyal to the same company. Most policies are only for a term of around a year, so make sure you re-up with the same company. If you show loyalty to the insurer, you will be rewarded with lower monthly premium payments. Check with your auto insurer to find out if registering your spouse as a co-driver can help reduce your premiums. Many insurance companies offer discounts in such situations. Their reasoning is that married drivers are motivated to drive more cautiously. If your insurer offers such a deal, be sure to take advantage of it. The most beneficial tip when it comes to auto insurance is to maintain a spotless driving history. Your daily car insurance rates can increase quickly because of an accident. When driving you should avoid situations which could cause you to have an accident. If you do not have good night vision, you should not drive after dark. If youre planning to, or just got married, call your insurance company for a discount. Drivers who are married tend to drive more safely, especially if they have children in the car. Insurance companies often will give you a discount once you tie the knot, due to your better driving. If you are a man, you should be prepared to pay more for your car insurance. This is because, statistically, men are more likely to have accidents. If you are a married man, however, the agencies tend to believe you are more responsible. Make sure that you re-evaluate your policy if you change your marital status. Using the information provided above and by doing some comparison shopping, you should be able to obtain auto insurance that is adequate enough to meet your needs. Remember to keep your policy current and payments up to date, so that any claim can never be voided due to this oversight. Happy motoring to you.