Your Kid Behind the Wheel If you are a motorist then youre probably conscious that you will be charged more on your taxi driver automobile insurance. The reason why new drivers need to pay more for car insurance is simply because their lack of driving experience traveling. Unfortunately for new drivers, the simplest way to get yourself a reduced insurance premium is to possess solid driving history. There are certain items that new drivers can perform to obtain a cheap young driver automobile insurance quote. Drivers are accustomed to considering most of the criteria automobile insurance companies used in determining insurance charges such as the vehicle, the truckers driving history and how far the motive force will probably be driving. Car insurance for teens is costly because teens are new drivers so when a bunch they are statistically at more risk to own accidents, making the insurance company liable. A motorists first car needs to be a vehicle thats safe and reliable. Generally new drivers are lack experience fixing cars and sometimes dont have the funds to purchase expensive repairs. Thus, pre-owned car is normally a good choice to get a motorist. Used cars cost less to insure as well as new drivers are in high-risk of having into any sort of accident, no seem sensible to acquire a brand new or expensive car. Choose a pre-owned car which is modestly priced with fewer miles; especially if this car will be utilised by multiple new drivers. Vehicle Image - Your teen might be having dreams about driving a sporty vehicle nevertheless the Insurance Institute for Highway Safety (IIHS) warns against allowing your teen to possess a sport vehicle for cheap car insurance for new drivers under 25 instance a mustang or a convertible. Teens with those types of vehicles tend to drive prior to the vehicles image. That is likely to raise the crash rate as well as additional danger in the poor occupant protection these vehicles provide in a very crash. Tip 4: If you have been riding your teenagers to get good grades, this is the time to pump in the pressure. Teen drivers who may have high gpas are eligible for discounted car insurance rates by incorporating companies. In fact, many organisations offer huge discounts to teen drivers who have at least a 3.0 GPA, make deans list or stick to the honor roll throughout high school and college. However, if their grades decrease your insurance goes up so make certain that homework gets done before bedtime!