iPhone Insurance - Am I Tied Into a Contract? In order to find the top iPhone insurance, you must know what to consider. Insurance policies are designed to cover certain scenarios. This is a general rule with any insurance provider. They have their particular requirements and based on them, the client gets to be a certain amount of coverage. With gadget insurances, things are a slam dunk that way. Your iPhone insurance will protect you in the event of theft, accidental damage or liquid damage. If you travel, youll receive up to two months of coverage worldwide. You will not need to panic about leaving your phone at home if you want to be out of your country rendering it very easy to travel with your iPhone. iPhone insurance insures you against the danger or likelihood of a covered event in exchange for your monthly premium. For instance, your insurance policy will protect you against accidental damage, liquid damage and theft. If you were ever to experience one of those covered events, you would then have the ability to submit an incident to get your iPhone repaired or replaced. Equally, if your phone decides to formulate any electrical or mechanical faults, even though its outside of the manufacturers warranty period, the expense of any repairs can be covered as part of the insurance. This means you need not bother about upgrading your device every six months (source) because youll be covered if it does build a mechanical fault as soon as the warranty expires. A� accidental damage and liquid damage - However careful we have been with your phones, accidents happen, and youll look at the best iPhone insurance the one that typically provides you with peace of mind against an accident. Some providers can include accidental damage where liquids are participating, although some people might may well not, so look for the terms.