This article was first published in the second-quarter 2015 edition of Personal Finance magazine.
I confess upfront: I am a Cape Consumers member. When I started my career in journalism at Die Burger, everyone working with me on the business section of the newspaper had a buy-aid account, but I'm not sure everyone understood how it worked. I certainly did not - as my research for this article has shown.
Like many people, I suspect, I us