Are you faced with a troubled financial situation that you feel like there is no way out of? Are your monthly expenses maximized, leaving you feeling much less than caught up on your bills? If so, debt consolidation can provide some relief. This plan helps you to combine bills into one payment that is often easier to manage. Continue reading to learn more.
Use bankruptcy as a negotiation tool. Creditors would rather get some of their money back than get nothing at all. Let them know that if your debt cannot be reduced, you will probably be forced to file bankruptcy. This can spur the creditor to resort to a more satisfactory compromise that reduces the debt owed.
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