Car insurance does not only cover your car. It's goal is to make sure that other cars, and any people that are on the road, are safe. You need to make sure your insurance covers all you need it to. You can use your auto insurance policy to its greatest benefit by applying the ideas in this article.
Be sure to shop around prior to buying an insurance policy. Every insurance company will use a different formula to give you a price, usually based on your driving history and answers to questions. When you check out several options, you will end up saving money.