Understanding how insurance works doesn't have to be painful. Truthfully, the more things you know causes it to be less confusing, just like anything in life.
In a number of states, you're required to carry liability insurance if you are the driver of a car. You should check the legal requirements for the state where you live, and make sure that your coverage meets the established minimum. If you are in an uninsured accident, you will face both legal and financial difficulty.
It is commonly believed that car insurance rates will always drop when a driver turns 25 years old. The fact i