If you plan to drive a car, you must have insurance. But, not all insurance plans are created equal; there are many different options to consider. With a little research, you can find ways to get the coverage you need, while saving yourself money.
If you have a teen driver you should request two separate quotes, one with your child on your policy and one with your child on a stand-alone policy. If you have various vehicles, it is sometimes beneficial and cheaper to get them each their own policy.
Lapses in coverage are a sure way to see an increase in premiums. Lapses can easily occur when switching carriers or policies. Use caution and proper timing. If the insurance company y