If you have an agent that offers the insurance you need, you can learn from them all the kinds available. You will be able to find out what kind of insurance you need, and the ones you may be able to do without if you are having issues with money.
Insurance companies will usually lower your premiums if you use them for your life, home and auto insurance. Bundling your auto and homeowners policies with one company is a common money-saving technique. When shopping around for quotes, ask how much you could save by bundling your policies.
Explain to your insurance company what has happened, and they should respond to any claims you made quickly. Send pictures of the damaged objects