A good credit score can open the doors to better loan rates and faster approval times, so if your score needs some work, then repairing your own credit score is something you may want to consider.
The first thing you need to do is find out where you stand. If you have been trying to get a good loan rate, mortgage rate or have been denied and you are not getting much in the way of explanations, then it is time to order your free report and get to work and see just what is going on.
Start by visiting the 3 major credit reporting centers, these are Equifax, Transunion and Experian. You can go to these individually online and follow their instructions for getting your report. Be re