Add a Teen Driver to Your Policy Without Breaking the Bank Car crashes include the leading source of death for US teens. Sixty-one percent of teen passengers are killed while riding with a teen driver. In response to prospects two statements, most US states and territories have adopted GDL laws. GDL could be the acronym for Graduated Driver Licensing. While GDL wont guarantee your child are not involved or injured in the crash, strategies that really help appraise the teen drivers maturity and experience that may increase his / her safety. Give your child a bit responsibility by allowing her pay partial or full premium payment if she has almost any job. This will make her appreciate driving far more and hopefully be a little more cautious. Also, reiterate Arizona state laws in the highway and also local laws often to she or he so shes going to be familiar with these while driving. Traffic crashes will be the leading source of death among 16 and 17 year olds. The reason for this can be simple: driver inexperience and immaturity that often brings about risk-taking behind the wheel. Top driving risk factors for teens are failure to wear seat belts, inattentiveness or distractions because of driving with teens, driving through the night, excessive speed, and fatigue. Teen Driver: This is one of the most expensive additions to your insurance policies. Adding a teenage driver in your insurance plan will surely cost money. Make sure to add you teenager when they receive their license and not before, which means that your insurance fees remain the same. Some insurance providers also provide occasional driver discounts. If your teen only drives on certain days, you could be capable to save extra on your insurance policies. Lastly, lets discuss grades and discounts. Irrespective of your real age, the real truth of cheap car insurance would be to increase your discounts. Most companies (click here) will give discounts to teens for completing a driving course in addition to a good school grade. So, if you certainly be a parent of one, be sure you mention this to your agent when attempting to get policy. And the higher your discounts are, the lower the money payable monthly or annually.