Mobile Phone Insurance - Protect Your Handset I am one of those those people who are rather clumsy. I have dropped my phone with a variety of occasions and of course I didnt think most of it. Not until I cracked screen and after that realised I didnt have BlackBerry insurance. How could I be so stupid. BlackBerry phones cost an absolute fortune, and yep, I have had to spend for any brand new one as the screen cant be fixed. One of the scenarios that can happens is when that valuable iPhone drops inside the pool. For most this can be heart wrenching however when you have iPhone insurance this can not be any bother. You will just inform us as well as the policy will handle the lake damage. There is information indicating that three million phones got lost or stolen recently. Among these numbers, tens of thousands of got damaged because of water. They provide yoyo insurance policy from your wide amount of losses. The first one becomes your handset stolen. In this case the insurance provider will give you a whole (read more) new handset of the same brand name inside moment period. If our handset is lost by your means it may be the case that the general insurance policies might not supply you a fresh handset, but just a little more premium you get the coverage against cell phone getting lost. If your handset is damaged by any physical cause then also the insurance policy company first tries to get it repaired. If it is beyond repair it is replaced. The benefit of having an iPhone insurance policy on your own cellphone is you is going to be covered for damages that this limited manufacturers warranty doesnt take liability or responsibility for. An iPhone insurance policies is a good supplement to always ensure that should you ever be to experience a problem, either the manufacturers warranty or perhaps the insurance plan will probably be able to fix or replace the device. Coupled together, youll have the protection which you will want. Theft - It is not unknown that in certain areas, crime rates have risen beyond control. So if you eventually live in one such area, it is obvious that the gadget is prone to theft. However, those who dont set up in such areas shouldnt be careless as well. This is because, a burglary could take place anywhere. So whether youre fitness center inside a bus, your gizmo are at equal risk. Of course, you can require some precautionary measures for example staying alert but that might not serve the purpose so you could end up losing your mobile.