Qualifying For Cheap Classic Car Insurance When buying insurance to your classic car, there are three things to consider with regard insuring with the vehicle. Actual cash value, stated value and agreed value. Actual cash value is the normal method that insurance companies insure the car; it really is according to replacement cost minus depreciation. It is agreed value you are searching for when insuring an antique car. The company insuring the classic car select an agreed value with the vehicle owner. A contract is signed with each party agreeing about the price and then, if the automobile is stolen or totaled, that prices are paid towards the owner from your insurance provider. It is important to understand that your typical auto insurance company is probably not the most effective one to insure your classic car. They sometimes put such restrictions and high prices on their own insurance; its worth your while to check out companies that only insure classic cars. For the purposes of insurance and traffic laws, many US states have their own own specific rules about what can be considered a "classic car." In the United States, certain cars from your "muscle car" era are considered classics which has a special prestige, while other popular worldwide classics are the original Mini along with the original Beetle. The history from the automobile goes back on the 1880s, once they were called Horseless Carriages. Many experts use the period through the 1880s to classic car insurance drivers under 25 car insurance for car enthusiasts and owners of classic and vintage cars - shannons modern day classic car insurance classic car insurance ireland how old about 1916 up to now the Horseless Carriage era. When you talk with ten experts, you will most probably get five to agree upon definitive dates for antique cars. Thats why antique car insurance is difficult. I tend to feel that antique vehicles were built ahead of the first World War. The engine wouldnt start because impact had broken a plastic bracket about the engine which held the throttle linkage. The driver and passenger were safely seen on their way along with the RAC called. After a short wait an orange van arrived and the RAC man jury rigged up a temporary throttle bracket so I could drive the vehicle time for base. While working underneath the bonnet we pointed out that the radiator fan (engine mounted and not electric) had jammed within the side in the radiator bracket. The other options that come with these varieties of insurance policies add a fleet insurance. Through this insurance, also is generally known as multi vehicle insurance, you are able to insure all of the vintage cars inside your collection underneath the protection of a single insurance coverage. There are a number of policies that provide insurance within the of any type of break down from the specified territories of Europe and the United Kingdom. Add to that this special clubs and group memberships which are generally awarded as gifts with these insurance coverage and you will probably know what really makes them the most popular choices all around the United Kingdom!