Finding The Right Cheap Classic Car Insurance For You If you dont know the difference between vintage, antique, classic autos and also other types of valuable older automobiles and trucks, you could wind up paying an excessive amount of for antique and collector auto insurance. In this article, Ill try to enable you to through some of the subtle variations and ways to classify your collector car for insurance purposes. A set of conditions is often necessary for most classic auto insurance companies. They can include 10 years or more driving experience, a spanking clean driving history, no teen aged drivers or poor driving records, proof of garage or secure location, even sometimes the age of the automobile, some are far too young to be considered "classic". Many drivers really dont give much consideration to needing insurance after they keep their favorite vehicle in the climate controlled garage, ensuring it gets the very best and safe from the weather. However, merely a tiny proportion of accidents or damages with a vehicle happen whenever they are traveling. You never know what Mother Nature could sling on your path. Be ready for the worst the weather can produce. So what could be the best method as a way to get insurance discounts if you are a brand new driver? The truth is all this starts in school. Did you know that most vehicle insurance companies are thinking about the report card of the teen driver? If they found that there is a B average inside your recent school report card, you will then be tagged like a lower risk driver. This means that youll be able that you can get lower rates when looking for classic car insurance. In case your school or college have drivers education course, become a member of that class and educate insurance carrier about your performance. 3. Discounts for American Association of Retired Persons: Most firms that offer classic classic car insurance cheaper classic car insurance james old american auto insurance claims phone number chubb classic car insurance reviews car insurance quotes ask that you should be over age 25 or older and as an older driver will work on your side in terms of antique car insurance. The American Association of Retired Persons offers reductions for people age 50 and also over on even collector automobile insurance. They can afford to give lower rates as a result of lower group rates they get from The Hartford Insurance Company.