Antique Autos, Classic Cars, Vintage Vehicles - Insurance 101 For These Beauties! If you are after a vintage auto insurance company, you will need to investigate the right company from the start. The investment that youve constructed with your antique car you would like to make certain that its going to be properly covered, in the case of any sort of accident. Luckily, there are numerous great options in terms of motor insurance companies, and corporations specializing in cover for antique cars. Britain has, in the decades, been affected by many elements of American culture and as the classic car group of fans keeps on expanding, hence the number of muscle motorists inside the UK keeps on growing at the same time. But while its become simple enough to find good deals for affordable cover inside the chronilogical age of online comparison sites, it will require a bit more effort to identify a company that ticks every one of the boxes with regards to providing specific American classic motor insurance. Classic insurance plans are basically like conventional automobile insurance except its particularly for classic cars. Classic describes cars that are generally more than a certain age, that is usually about 25-30 years. Only certain insurers offer this type of insurance and so the first task would be to get someone that offers this type of policy. There are plenty of lists around on the internet so just perform a Google search and that must be enough. Another difference between standard vehicle insurance coverage and classic car coverage is the worth of the auto along with depreciation. Standard motor insurance covers the actual value of the vehicle, minus depreciation. The older the vehicle gets, the less its worth. A classic or vintage car does not depreciate in value after a while. If the car is well maintained cheap classic car insurance online quote classic car insurance footman james american car insurance types classic mini car insurance group and rarely driven, the value raises after a while. The amount you drive the auto is going to be an essential consider your quote. Apart from driving experience and good car care, classic owners in many cases are recognised as seasonal drivers. Limiting your mileage to less than 12000 per year will attract a reduction. As its likely you will have periods when the car is just not driven in any way see what offers potential insurers can provide on this basis. If you only anticipate to drive for between 3-6 months each year in the car the potential risk of accidents is really a lot reduced. Specialist insurers should recognise this and offer sometimes a laid up discount or possibly a suspension option for the policy. Suspending the protection is probably not ideal for many owners, nonetheless it can be worth taking into consideration.