How to Use Car Insurance Groups to Lower Your Insurance Premium If you want to have cheap temporary automobile insurance there is no need to steer in the insurers office or talk on the phone. All you need these days is an net connection and to look to the computer. All you need is a vehicle, its owner and address information, your drivers license and basic internet skills. Car insurance depends upon many factors like age, driving history, place of residency along with the coverage options which you pick from. For young drivers, a few couple of things to check out, to prevent dumping big money into bottomless pit by signing up with a poor policy or company inside a bid for the greatest. If under some circumstances you have to use another womans car for the short duration of time, legally you happen to be designed to have your own personal insurance plan. Sure, most of the people arent getting insurance. But happens whenever they get into a major accident? Is the insurer gonna have a problem with somebody else driving your motor vehicle? Yes. Will they cover damages and repairs for a car in the event you werent normally the one driving? Maybe. Maybe not. These policies are extremely cost effective but only if the new driver takes out his or her car intermittently. If the drivers takes hi/her car out more often than merely a number of times in one year then its highly likely read more that he/she would find yourself paying in excess of if he/she insured his car with just annual policies. The department of transport has now taken another see this matter and decided that downloaded insurance certificates is now able to accepted; the policies are nevertheless quite vague however since a downloaded insurance certificate is acceptable but a downloaded copy of these same certificate isnt; an average illustration of bureaucratic doublespeak at any time there is one! There are people that believe this is a retrograde step knowning that a lot of these certificates are likely to be forged; only time will tell if their pessimism is justified you arent.