The Applicability and Uses of Temporary Car Insurance Temporary automobile insurance plans are made to meet the short-term insurance needs with the drivers. For example, you might need this cover to permit your friends and relatives to sue your car for a while. Or, you need it to insure a weekend day at your local city. You can also avail this to insure your automobile saved in the garage read more whilst you travel. There are many other similar occasions that require the auto being insured with temporary insurance policy. There are huge amounts of individuals learning to drive around the UK roads. They might be learning from a specialist instructor or a family member. Needless to say provisional drivers are likely to have more accidents than more experienced road users. Obviously "L" plates has to be displayed around the front and rear from a vehicle a learner is employing. This alerts other motorists to the fact that an inexperienced driver is in a choice of front or behind them, therefore caution has to be taken. Learner drivers however also require insurance policy. It is good to look inside insurance terms prior to buying it. In many states, they might need the absolute minimum car insurance cover every car in the event of accident. You can decide to purchase the minimum, or add hence pay additional costs. But beforehand it is advisable to determine just how much value of coverage you are wanting to acquire. This would be helpful when comparing rates from different quotes. These policies are really economical but only in the event the motorist takes out his or her car intermittently. If the car owner takes hi/her car out more often than only a couple of times in one year then it is highly likely that he/she would wind up paying a lot more than if he/she insured his car with just annual policies. Driver risk factors are the primary equation in determining the insurance policy rate for that insurer. A high risk driver includes the one which doesnt have a specific drivers abstract and possesses demonstrated themselves being a coverage liability. As such a little daughter driver or one using a repeat reputation claims cannot have a much less premium regardless if obtaining a temporary automobile insurance policy. However in which the option can help to save cash is adding a driver (like a returning student from college) for a short moment of energy. Adding a risky proposition "visiting" driver can have a negative influence on your annual policy in the regards to your family premium plus the big event of the accident. However selecting a brief automobile insurance product provides adequate liability coverage for that vehicle as well as the driver for a set duration in the drivers name be very beneficial which will help prevent negative consequences to the full policy.