The Ins And Outs of Classic Car Insurance Do you spend your days upgrading your favourite old VW Beetle? Driving around country classic car insurance age 21 multi car insurance for classic cars classic car insurance what qualifies classic car insurance age limit lanes within your Austin Mini? Have trouble getting a reasonable car insurance policy? Trust me, you are not alone. If you own an antique car, its worth your while spending a little bit of time researching for top level classic car insurance policy. Many insurance providers now provide specialist insurance for classics, which are often tailored specifically to your needs. There is no official fixed meaning of a classic but taxation cut-off dates often offer an indicator. All cars built before 1st January 1973 are exempt from paying annual road tax and display a historic vehicle sticker. Some insurance firms is only going to offer classic insurance plans on vehicles after that date, but a majority of will consider yours whether it is over decade old. If your car is made for speed, its going to are categorized as the high car insurance category as both speed and acceleration from critical indicators in fixing this insurance group. Figures show that top rated cars often avail more frequent insurance claims thus belong to a risky proposition category that invites more premiums. Comprehensive Coverage Comprehensive coverage could be the last along with the most common type in this regard. It gives your car maximum protection against any kind of damage incurred by an accident. However, the purpose to become noted heres how the company can pay you to the damages only as much as the cost of your vehicle. Some factors about classic car ownership make them cheaper to insure. Most classic cars are certainly not quite as fast as modern models. Owners also usually drive their classic cars a little more carefully than other car owners. These factors will likely be more affordable with an insurance coverage, however, these savings are offset by some other factors. Replacement parts for classic cars are pricey and harder to locate. When parts have to be replaced it is costlier than with more typical, modern cars. This higher price will probably add costs to an insurance plan.