Protecting Your Phone With Mobile Phone Insurance It would appear theres never a dull moment in cellular phone insurance and then for people that may wonder precisely what is so exciting about insurance, then youve only got to have a look at the fate of numerous iPhones, whove met their doom via the toilet or the pavement. These maybe the commonest fates heard by iPhone insurance claim handlers, however you will find stranger and almost unbelievable ones which make their way with the general destruction. These devices today arent just used for the goal of communication but you are also set with numerous entertainment features. The latest mobile which arrive in the market are wrapped having an ample various features like high quality camera with video recorder, SAT NAV systems, Internet, MP3 player, radio, GPS and gaming. Apart from this, these devices are available track of ultimate connectivity options like Bluetooth, EDGE, GPRS etc. The prominent features that are seen in these gadgets are USB, high res camera, light weight, video and very good music player, huge memory storage capacity, touch sensitive interface, Voice activated command, Qwerty keyboard, healthy battery back ups,GPS navigation etc. The presence of excellent connectivity and browsing options attracts more and more people. Since the demand as well as interest in cellphones is rising daily, the mobile companies are working difficult to introduce more feature rich gadgets to be able to facilitate a persons in a better way. Some of the leading mobile manufacturing brands existing in the marketplace are Nokia, Blackberry, Samsung, LG, Sony Ericsson, Motorola etc. Everyday these businesses are coming on top of new gadgets in the market. All these brands are adding a lot more functions of these gadgets to be able to make them more near the hearts of men and women. Some of the latest mobile existing in industry are Sony Ericsson Satio, Sony Ericsson Aino, Nokia E63, Samsung Corby etc. When it comes to insurance for mobiles you will definately get advantages from getting (view source) a plan. Most phone companies will give their customer protection from 90 days to your year depending on the company. They will offer these plans as an extra fee a month. These insurance plans will ensure that you also have an excellent working phone as well as the coverage. Another great benefit for getting insurances is that you simply can choose a company aside from the company that you proceed through. Although you may have received your phone at no cost or decreased price once you opted along with your cell phone company, no signify you can re-purchase the device with the same price. Those specials are one-time offers for first time customers and you will have to spend top dollar for a replacement phone, if you dont have cellular phone insurance. This can add up to countless pounds. Also, many people believe that they cannot need to buy separate mobile phone insurance, since they think that the expense of replacing a lost or damaged phone is going to be included in their existing household contents insurance. In some cases this is correct, however it is vital that you bear in mind that household policies usually have high excess charges, which can be incurred should you claim caused by a lost phone. Not only that, some policies have large no-claim discounts, which could should be forgone should you developed a claim for a mobile phone. For these reasons it is often uneconomical to depend on household insurance to cover something such as a cellphone, as it may wind up costing you an awful lot more income that you could think.