How to Choose Mobile Phone Insurance Now-a-days it is now common to avail insurance coverage for every single item that we own such as the cellphones. Till recent past such coverage could just be availed on selected valuables like Home, Jewels or Life Cover however days companies have started providing coverage for every other asset. Also with all the increasing tariff of the phones it usually is safer to obtain a coverage plan with a nominal price. Now, a lot of people have started taking mobile plans because of their gadgets but much of them wouldnt even mind to learn the complete fine print of the policy before availing one. They are taking click here it granted that every sorts of things can be covered in that policy and they are generally overlooked with a great shock after they select some claims if the insurer says, this isnt being covered within this policy. 1. Any repair cost because of the malfunctioning in the mobile. If at all this happens within the warranty period it is worth to get that part replaced through the company in places you have purchased it. 2. All the policies would cover the accidental damages that could eventually your mobile just like the mobile being wet as a result of rain and anything this way. 3. Loss due to theft of ones mobile is additionally protected by many of the policies. Very few affordable insurance products is not going to cover this by default and hence dont realize it clarified while taking a policy. Most of the time it happens that ones phone get damaged by letting drowned in to the bucket of water. In this case, if phone is insured then this mobile insurer will bear the expense of repair. And, if no matter the reason, phone is not repaired, then users are shown replacement within a couple of days with the company. Everyone loves being secured, so alike home and property insurance, one must choose cellphone insurance inorder to savor features of dear handset more and more. There is a contract agreement that when someone goes, they may get handset without amount as part of special offer. But, this doesnt mean here that the individual need not select phone insurance. This is the launching offer that isnt valid for another mobile purchase. A user must pay full replacement charge of the device if gets stolen or broken. Just as someone insure his / her car or home, just in the same way they should choose the cheap cell phone insurance to take pleasure from the mobile gadgets benefits for longer.