iPhone Insurance - Is it Really Necessary? I dont know why, but insuring an iPhone looks like its so complicated and expensive in the event it must not be. To be honest I think a lot of it is related to the most important players (wholl remain un-named!) creating a bit of a monopoly for the UK market. So what are the most useful ways to insure an iPhone? And what questions does the average Joe Bloggs ask? Let me aid a couple of odds and ends I have encountered from my experiences - lets we imagine you dont make the same mistakes I did! Lets admit it. Everything is the world is susceptible to the forces of nature in addition to from the unpredictable circle of luck and misfortune. The iPhone is surely an awesome device. Arguably, it is the best of its kind. Unfortunately, theres nothing spared from lifes unpleasant woes. It is a known trend that crime against personal property is rampant. Burglars are choosy ones stuffs they would like to steal. The more valuable the stuff is, the more they are going to stick their eyes about it. Since the iPhone itself is highly valued, its not shocking that it must be probably the most (click here) preferred brands of smartphones that thieves so want to prey upon. To be a victim isnt any laughing matter. There is nothing great over it. It is heart-wrecking as well as a feeling of rage prevails within. This is a natural human reaction. It all is dependant on thinking and planning ahead before you actually lose the iPhone. There are two things you must do. First make regular backups on the phone. There are applications you may use that will automatically backup your data every single day to your remote server. This means all your pictures, texting and contacts will be saved on a location outside the actually device. Incredible video messages or calls - anyone can use a alternative party application like Skype where one can now accept and earn internet calls while doing something different on your iPhone 4 concurrently without consuming excessive battery life. The quality and clarity can be so amazing, youll forget you are conversing with somebody that is miles away. 1. Search online to find a good independent insurer - Most of the companies I found were online, independent and offered up to 50% saving on your own street providers cost a month. Seriously guys, its just not nuclear physics. Get onto Google and spend 5 minutes doing some research. Make sure the cover enables you a brand new phone within twenty four hours.