Classic Cars - Mini If you select the best policy, insurance on classic motor cars doesnt have to be as expensive perhaps you might think. Insurance companies know that the vehicle being insured is often a collectible, and these cars are generally better maintained and driven more infrequently than modern commuter vehicles. Unfortunately, selecting the correct policy is where many motor motorists make a mistake. Over half of all classic cars are insured by way of a mainstream auto insurance company, rather than a specialist who deals in motor cars. The reason that it might be preferable classic car insurance comparison to put your classic auto insurance by way of a company that specializes in classic auto is niagra type of insurance has many different mileage plans, meaning the amount of miles you may be driving your classic to in a years time. Most of these plans include rates for 1.000, 3,000, and 5,000 mile plans. This mileage includes the miles you drive to showcase your car in several Vintage car shows. When you have a specialty insurance provider on your Vintage car, theres no vehicle age limitation. This means that you may get insurance plan on the classic car it doesnt matter how old your auto is. Vintage motor insurance will insure all different kinds of collectible cars because some collectors have a wide range of collectible cars. To help you decide if you will need special automobile insurance, look at your Vintage cars, of course, if any of them are antiques, race auto, street rods, or replicas of Vintage auto, youll likely need special classic motor insurance. Get multiple quotes: Once you identify the right agent who can supply you the services of classic car insurance, youll be able to request for quotes online by giving some elementary information inside forms online. The multiple quotes with variations in coverage and features are important to look for the feasibility with the premium payment options. The main sticking point for insurers could be that the driver is considered to be too young. Statistics have shown that people that are under 25 carry the biggest risk of engaging in a car accident. This is because of the inexperience, and in some cases blatant immaturity. Insurers do not take risks so every young individual is lumped in to the same category. Thats why conventional automobile insurance is indeed expensive and why classic motor insurance is much more expensive, if theyll even share the insurance policy in any way.