Does Your Car Require Specialist Car Insurance and Repair Services? Anyone who designs, gives advice or gives similar types of services and can this in the professional way, is viewed by clients to a specialist. In this the twenty-first century, its not uncommon - actually it occurs regularly, when one feels they have received substandard service. Therefore, the requirement for Professional indemnity insurance has become high and continues to escalate. Examples of people who need professional indemnity insurance are: Security Consultants, Private investigators, expert testimony witnesses and arson/fire investigators. Some professionals feel that this type of insurance coverage is not required and not affordable; however, court awards during the last decade have raised with no insurance, you and the business may be at risk and your reputation displayed inside a negative light. A top rated car cost you more on insurance as statistics reveal that the repair charges of high end cars tend to be than ordinary kinds of cars and high performance cars geico american classic car insurance classic car insurance specialist tend to be more likely to be involved in accidents. However, you can decrease the rates by sticking with a few tips. If you do find a sizable commercial insurance provider also cover vintage cars. Its just a a few phoning the agent and exploring which kind of policies they have and discuss the several options available to you. Ive included a web link for the leading insurance agencies after this short article. You would be supplied with that information and determined by your requirements and kind of vintage cars you would then choose the best policy. The most favorable arrangement for motor motor insurance will be the Agreed Value. Since the Agreed Value is really a mutual valuation between both you and your insurer, it may not be as high as what you would designate to the Stated Value. On the other hand, youre reimbursed 100% in the Agreed Value, then there is no deductible. The unique risk characteristics of the typical car collector keep rates low. The average person is about age 50, college educated, an experienced or technician or entrepreneur, comes with an excellent driving history, owns multiple vehicles, and keeps the collectible in the garage. A poor driving history or teenage driver often disqualify an applicant for this form of policy.