How to Save Money With Classic Car Insurance You and your vehicle must meet certain standards to be able to purchase antique and classic car insurance. A very important standard is basically that you have a very good driving record. Probably a few minor violation might be allowed to ensure you to qualify. Once upon a time, a vehicle must be twenty-five years or older to get qualified for classic auto insurance. Since antique car collecting is becoming more popular, cars which are a minimum of two-and-a-half decades old are considered vintage, but cars that 15 years or older have become considered for vintage insurance. However, cars which might be even newer than 15 years are accepted as long as they are viewed rare. It is best to talk with the insurer to ascertain if your vehicle qualifies. Many classic motorists feel that insurance coming from a specialist in classic auto insurance is going to be especially costly, but this isnt always the correct assumption. Providers that are experts in classic cars will be likely to know of the issues that matter to classic motorists, and thus, ultimately, classic drivers can actually significantly reduce their insurance costs, and end up with a far more appropriate policy, from your provider that understands classic car insurance. Even though your classic car is more valuable than the four-door sedan car insurance on classic cars all your family members drives around its also much more expensive to repair should an accident occur. This is why insuring these beautiful old cars can be so expensive. In many cases original parts are not being manufactured and scouring the junkyards to locate replacement parts in the case of any sort of accident can be be extremely time-consuming and costly. If you buy a car insurance policy that outlines an involuntary value appreciation, you may not ought to review of your insurance all the. Some carriers automatically boost the vehicles economic value by 2 percent every a few months, up to 8 percent each year, at no extra cost. If, however, you dont have this approach, you must check out your policy as well as your cars value with a yearly basis to be certain youve got sufficient coverage. Insurance companies have become competitive and will offer reduced rates on premiums, particularly if buy online. You can access each reputable company and compare quotes for the particular situation. There are websites that provide this facility for you personally by listing each of the good insurance firms and their prices, in order to just go to a single place. You will be able to obtain the good coverage you need at a price you can pay for. Peace of mind doesnt require to cost a fortune.