Antique Collector Car Insurance - 5 FAQs on Insuring Your Classic Car If you have customized your classic car or perhaps you have just obtained a customized classic car youll need classic custom automobile insurance. The differences between normal classic motor insurance and classic custom motor insurance are due to the modifications which have been designed to the customized classic-car. Your classic vehicle is not likely to be you main ways of transportation by insurance firms. You will have to show that you and other drivers within your household have another vehicle to meet your evryday driving needs. Your antique vehicle is likely to be driven on the "pleasure only" basis by your insurer. Insurers will limit the amount of miles youll be able to drive each and every year. Twenty-five hundred miles seems to get the normal level of usage for classic cars, but antique classic car insurance firms provide choice of five thousand miles. In most cases classic vehicles have no kind of modern automotive safety features, and therefore are thus at risk of damage and potentially harmful for insure. They do not have basics including seat belts, crumple zones, airbags, or any type of rollover protection, since most of these devices were mostly mandated in the time as soon as the classic period. Despite the fact that its thought to be expensive, custom motor insurance is really a requirement, even for people that dont anticipate with them on public roads, as, for one thing, repairs and maintenance can be extremely expensive, and thus any the aid of insurance will make the gap between running a classic car, and losing one and obtain several quotes for insurance for classic cars It is important that you discuss the matter with somebody who knows the principles, given that they change from one state to another. You dont want to pay higher auto insurance fees because someone told you they think this is a classic. Autos from the 1960s and 1970s are occasionally considered modern classics, but it doesnt mean that theyre over a classic status for insurance purposes. •Discounts: Ask concerning the discounts offered prior to signing up, to see what one youre qualified to apply for. Many insurance agencies offer discounts for installing air bags and anti-theft systems, getting as and bs, when deciding to take a defensive drivers credit, or even for signing up with them. Make sure you look for a company that offers you good best classic car insurance discounts.