Young Driver Insurance - How You Can Reduce Your Rates It is time for your seventeenth birthday knowning that can often mean only 1 thing. It is car insurance for new drivers time to apply to your provisional driving licence! In the UK the minimum legal driving age happens when you happen to be seventeen yrs . old. There are a few other ways you can apply to your licence in the UK, which well briefly outline here. Now for some simple facts. If you are young and possess just passed your test to operate a vehicle, or if you are in the early a part of your twenties, you will possess higher rates before day of twenty-five; this is particularly true for guys, because male drivers which are young are already categorized as quite high risk. Rates for male drivers will almost always be more costly. You might want to check around at several different companies to compare prices on auto insurance along with the policies they have got. You need to be patient and take a moment searching for it. You may find, though, that youve no choice but to pay for higher priced auto insurance unless you are not categorized as high risk inside insurance companys eyes. Some restrictions added to young drivers include curfews or times they may not be authorized being driving a vehicle including in evening hours during weekends or holidays, how much people the driver is in a position to have within the vehicle previously, age persons inside vehicle along with areas the trucker just isnt in a position to go like freeways. Regulations vary drastically between states however the overall purpose continues to be the same, to guard young drivers as well as other motorists from mistakes made by novice drivers. If you are sticking to your parents you might register the vehicle on their own name and stay added on the policy to save some funds. Your credit history is one of the factors you have to focus on. The persons using a low credit score history are more likely to get higher rates on the car insurances. The way you pay your bills will affect you in cases like this, so be sure to pay your bills punctually (these, not simply the automobile insurance bills). Whenever you take out an insurance plan having an insurer always make sure you read all of the print inside contract, it doesnt matter how small - it may land you in serious trouble an internet to be effective it similar to this. If you do utilize this method, I would take additional care generally speaking to not have a major accident since its hassle that can be done without.