Car Shopping Prices Deciding whether youll need a new car should have a lot of deliberation, particularly when your finances are tight. There are many questions that should be answered before you go out and make up a significant purchase. Once you have considered every one of the necessary factors, it is possible to better decide if it is time for any new car. Usually after a few moments I feel comfortable coping with the sales rep if they exhibit the type of traits necessary as being a professional. Here are a couple of things to look for inside a sales associate that should help help it become evident immediately should they have your best interest in your mind or their wallet: 1. Seasonal Deals - As the old model year comes to an end, new models start to arrive in dealer showrooms. But there is a challenge: many dealer lots are filled with older "new" cars plus they are desperate to move them. Some of the best new car deals come through the months of September and get redirected here My Page this website October as rebates totaling thousands of dollars are created available. However, there is no need to settle for those rebates alone as manufacturers offer incentives to dealers to advance inventory. Research online to discover what they are getting from the car companies because you may wish to share that largesse. Clearly, there are exceptions on the 20% rule. A person just beyond college that lives at home with his parents may have a lot less debt and fewer expenses than the usual father of 3 that simply obtained a house. Another factor is earning potential. If you feel your salary is going to be roughly exactly the same in 5 years you do not need to change that which you have budgeted on your vehicle, in case you anticipate your salary will increase over time you might want to consider spending a tad bit more on the car now with the expectation that later on your monthly payment will drop back below that 20% value. A retired couple living over a fixed income might not need to accept too large of the payment per month whenever they fear outliving their retirement income. 3. Shop around. There are so many places you can look for a car. Private sellers flock to sites like Craigslist and eBay -- you can examine internet websites out as well. Your local new car dealer has vehicles around the lot including some that are certified new and come which has a warranty. Besides private lots that exclusively sell used cars, you will find larger companies including CarMax and Auction Direct that also sell used cars.