Selecting the Right Car For Your Teen Driver Insurance providers classify and rate new drivers as his or her highest risk policy owners, however responsible they may be as drivers. Teen drivers generally pay the most for auto insurance as a result of high involvement in auto accidents recorded each and every year. This poor performance is because of many factors, but lack of experience and quick decision making in traffic will be the basic reasons. This makes it almost impossible to discover cheap insurance for brand new drivers, especially teens. If a car is considered a sports car, it might be two door and have a huge RPM ability. The name and brand of the machine will tell agents how much the auto needs to be insured for. If a performance car will be insured, anybody might need to pay monthly for that higher rate or spend the money for total upfront. The extra fee could possibly be using the idea that a racecar might be more likely to end up in a major accident as a result of top speeds. This depends to your large extent around the individual automobile insurance provider. For example, most consider the day of the modern driver. This means that someone inside their 30s could be offered cheaper auto insurance than someone just like road conscious in their late teens. Gender is also often considered - as the male is statistically very likely to result in a traffic accident than females. The type of car being driven by the newest driver is also a big factor. Those who tend to drive powerful cars with large engine capacities are quoted much higher insurance prices compared to those who own a pleasant little run around car. Many of the more widespread savings that you need to consider include reduced prices for getting and maintaining a good grade average along with including more safety precautions towards the car and achieving your teenager enjoying an advanced driving course. A lot of the widely used precautionary features you must think of installing include automatic seat belts, anti- fastener brakes and extra air bags. 4. Texting and talking on the phone are major distractions. Insist all mobile phones be switched off while driving. The temptation to "just see whos calling" is just too great, as well as glancing into look at call display takes a drivers attention off the road. Check with your average insurance for new drivers cell phone provider, there are applications for download with a mobile devices that detect motion and automatically tells all incoming texts and calls how the driver is unavailable.