Car Insurance for Teens New driver auto insurance is recognized for being expensive. There are two reasons behind this. Firstly, have not been driving before, so insurance agencies lack a background on which to judge how safe you are. Secondly, newer drivers are always less experienced than those who have been driving for many years, improving the chances that they will enter accidents, and raising their premiums. The first thing you must do a high level taxi driver is find the proper car. The best cars that are available for new drivers are cars who have a higher safety rating. Avoid driving a vehicle thats expensive or one that goes fast. Both these forms of cars could have higher monthly insurance fees. If you find the proper car it will save you lots of money in your insurance every month. Vehicle Size - Many parents believe the larger the vehicle the better but, in line with the experts, that is not always true. Large vehicles definitely provide an advantage on a smaller car in the crash and not every crash involves two vehicles. Many teen crashes are single vehicle crashes resulting in a collision with a stationary object or a roll-over. Parents should consider crash worthiness and occupant protection in choosing a safe car. SUVs would certainly provide an advantage in a very crash with a lesser vehicle but, due to (click here) their high center of gravity, they have a tendency to flip each time a driver attempts to swerve or if a tire blows out. Older SUVs use a poor survival rate as the vehicles roofs were weak and couldnt keep the weight of the vehicle in a very roll-over crash. Pickup trucks sometimes perform poorly in protecting vehicle occupants when they are struck in the door area. Small, fuel efficient cars, often referred to as micro-minis offer very little protection on the vehicle occupants in a crash. Safety experts suggest a mid to large size sedan weighing 3,000 pounds or more. So it appears like in every case, you should stay with whatever you have instead of upgrade. Not quite. There are times you should switch. The new designs and technology do make a positive change. Maybe not so much from year to another, nevertheless the improvements compound themselves. If your driver is five years old, advances mainly because it was new could well allow you to hit significantly better shots, or perhaps the same shots more easily. Tip 4: If you have been riding your teenagers back to get high gpas, this is the time to pump the pressure. Teen drivers whove high gpas meet the requirements for discounted car insurance rates with many companies. In fact, a lot of companies offer huge discounts to teen drivers who have a minimum of a 3.0 GPA, result in the deans list or remain on the honor roll throughout secondary school and college. However, if their grades decrease your insurance goes up so be sure that homework gets done before bedtime!