Safety For Teen Drivers - 10 Tips For Parents No matter how experienced you might be at driving accidents happen but new drivers are 4 times very likely to be in any sort of accident than experienced drivers. Inexperienced drivers are very likely to make mistakes and 70% of accidents that cause injury, death and/or property damage are caused by human error. Teenagers and people newly licensed cost more to insure. There is a simple reason for this. Insurance companies must protect themselves against unmitigated loss. Those new to being driving and individuals under the age of 25 are usually more aggressive and take part in riskier driving behaviors than these older than 25 and the ones who have been driving longer. As a result, they tend to buy more accidents and damage more property than other drivers. As a result, insurance agencies charge more to insure them. Another great way to get a cheap affordable motor insurance if you are a new driver is to drive a safe car. A large portion of the amount you pay for the insurance is determined by the vehicle you driver. I you drive a pricey performance car that goes very fast, it poses an increased likelihood of an accident occurring. Insurance companies are willing to reward drivers who choose to operate a vehicle safe cars. By getting a car which has a high safety rating, youll be able to make sure that you will save funds on your motor insurance. Many of the more established discount rates that you (click here) ought to consider include reduced prices for getting and looking after a good grade average as well as including more safety measures towards the car and achieving your teenager involved in a sophisticated driving course. A lot of the trusted precautionary features you should consider installing include automatic seat belts, anti- locking mechanism brakes and additional air bags. The best way to reduce insurance charges through the short learner phase is to avoid registering a motor vehicle and submit an application for the mandatory liability-only coverage while driving another persons vehicle, until a complete license is granted. Liability insurance will protect the adult learner, instead of your vehicle (because the owner should have an insurance policy covering the vehicle), making the premiums as low as possible.