Why Mobile Phone Insurance Is Important Insurance is not a bad thing when it actually covers you, however when you insure your phone, you make payment for $4 to $7 per month, yet should your phone becomes lost, stolen or damaged, in the end you need to pay a $100 deductible to get a replacement smartphone or $50 deductible for a replacement regular phone. This comes to about 60 % from the price you paid for the product once you originally purchased it, regardless from the idea that you have been paying Asurion towards the tune of countless dollars per month for up to a long period. Mobile phones are actually thought to be integral portion of lives for individuals world over. Some of them have low cost cheap handset while few of us want to benefit from the luxury of experiencing a really expensive technically superior mobile gimmick. Now, using the frequent usage, there always remain chances for cellphone to acquire damage, lost, theft etc., however there are multiple factors which define the probability for any phone in order to meet (read more) such conditions using the major ones are: Always make sure your insurer covers for water damage, as it can surprise a few of you that your particular phone can still work after it has been submerged, but a few weeks later because the corrosion begins, you will notice strange things happening after which finally your new phone gives up. Always educate insurer when anything happens to your phone, but look at the policy concerning what about a clause in there about notifying to late after the incident. Better to be safe than sorry. Having an extra battery or perhaps a vehicle 12v charger is vital to presenting a fully functioning phone in any way hours during the day. When you are busy, the very last thing youll need is usually to have a phone that is running out of battery life. A mobile phone skin or case can assist you protect your phone from scratches and undue damage. This allows you to reduce the chances of using an unexpected repair bill. Also glance at the reputation the company, where were they are derived from, could they be a part of a greater organisation or is it a small company who may have no ties to other people? Sometimes a bit of research can pay rewards and provide a far greater comfort to the protection of your new mobile phone.