Choosing the Best Mobile Phone Insurance When anyone hears of mobile phone insurance, the only considered that enters their marbles is that it is not designed for them. So who are these insurance agencies actually targeting? Who are the individuals who can certainly make use of them? A brief look into this straightforward question should let people know that many people must have to procure it. Without the coverage she would are already forced to get a new phone at full retail cost (for most modern smart phones inside range of $499) and still be tied to the most her Verizon contract. When you consider the $6.99 a month cost this will make it seem like a trade, around the assumption you will damage or have a very phone stolen over and over again every 6 years! I dont know a lot of people who inside last two years havent wiped off at least one phone to water damage or theft. All you need to collect your quotes might be a few simple items of information. You need to know the make and model of ones cellular phone, and its IMEI number, that you can find by typing the symbols *#06# (a star accompanied by a hash, a zero, a six, and another hash), and the IMEI digits will display on the cell phones screen. Go to the website of your cell phone insurance comparison service (which you can do even from your phone itself), select your distinct phone from the available models, find the replacement value of your respective phone (provided like a drop down menu of prices), and then click the red "Get a Quote" button. These harrowing statistics reveal mobile phone insurance that it doesnt matter how careful you think that you might be, you can not guarantee with 100% certainty that the phone wont be misplaced or damaged at some point. If your phone is put beyond action so you would not have insurance, then you will havent any choice but to pay for a whole new handset, often at great expense. For students or people on modest incomes, being forced to shell out unexpectedly to get a new phone can put an unwanted strain on already stretched finances. By spending from around £2.50 a month, it will save you yourself money and lower your stress threshold. You will probably be able chill out assured understanding that everything will probably be cared for for you personally. All you will have to do is call your phone insurance carrier, report the claim, pay any applicable deductible, and obtain it repaired or replaced. Its that easy.