How To Save on Collector Car Insurance If you are the proud owner of a classic or classic car, then you know how important it can be to take care of it. You will want to have special auto insurance of those special cars. How do you define a classic car? If your car is a bit more than two decades old that does not automatically make it a well used or antique car. You will have to do some research and speak with some professionals to make sure. However, there are many guidelines that can help you. here Read the Full Posting A set of conditions is usually essental to most classic motor insurance companies. They can include ten years or even more driving experience, a spanking clean driving history, no teen aged drivers or poor driving records, proof of garage or secure location, even sometimes the age of the car, some are too young to be considered "classic". The first thing you must do is agree on the value of your classic car. Many insurance firms asks you to definitely present these with a piece of paper of appraisal before offering you a quote. It is extremely important that you accept their decision concerning the price of your vehicle before trying the next thing. As with any major investment, it is better to examine all options before choosing classic motor insurance. There are restrictions for your amount your vehicle might be driven, which might get this to type of insurance impossible for some. The amount varies with insurer, however it may be as little as 3,000 miles a year. This will not be sufficient for those who commute to operate or love to travel distances to see friends and family. These details and more need to be ascertained before an insurance plan is chosen because often the restrictive conditions dont become clear until it has an accident as well as a claim is manufactured. At this point, it really is past too far to have coverage for damage. Hot rods and custom cars might be best avoided if conserving money on insurance is an integral consideration. If you must modify a motor vehicle, make sure you document the various components and labor of each and every addition meticulously, and convey this paper trail for a agent when finding a quote. More than other motor cars, custom builds should basically be insured through specialty insurance companies, who know which builders are reputable, and may increase you modded cars valuation should it be recognized by have rare options. Specialists are almost always the most suitable choice so you can get cheap motor motor insurance.