Temporary Car Insurance Temporary auto insurance plans are made to fulfill the short-term insurance needs of the car owners. For example, you may want this cover allowing your friends and relatives court action your automobile for a short period. Or, you may want it to insure a weekend day at a close city. You can also avail this to insure your vehicle kept in the garage as you travel. There are many other similar occasions that want the automobile to become insured with temporary insurance cover. As with anything, you will need to know very well what you would like when you begin to investigate short-term cover. You need to understand what situations warrant short-term insurance, what advantages you will find what obstacles could possibly be in your way. Here is a brief explanation of those aspects so that you can easily start your quest for insurance about the right foot. Due to the growth of the specialized niche (non standard market) there is certainly drop inside percentage of vehicles insured inside the shared market. What is this non standard or niche area? It is a market that targets at drivers with bad driving history view source cheapest learner driver insurance cheap insurance for learner drivers or drivers who drive niche cars such as custom-built cars or sports cars. Such market is created by small specialty companies. The development of such niche markets has produced insurance provider generate more revenue. These companies charge higher insurance premiums for drivers with marginally bad driving records. They cater to risky drivers in lieu of low risk drivers. Although getting temporary auto insurance is perfect for a brief loan period, a motorist should get thorough coverage regardless of what: Accidents can occur at any time regardless of how long the driving force utilizes a car. Anyone who drives a motor vehicle and gets temporary auto insurance should always get collision and liability coverage, at the minimum, as a way to protect them in the unpredictability of driving while travelling. 3. Third party legal liability: Thanks to the UKs Road Traffic Act of 1988 every single automobile insurance policy must carry this feature whatever the kind of policy you get. What this coverage means would be that the insurance company will take care of your legal liability for death, damage or trouble for another womans property.