New Driver Auto Insurance - Tips For Getting the Best Quotes & Saving Big! No matter how experienced you are at driving accidents happen but new drivers are 4 times more likely to have a major accident than experienced drivers. Inexperienced drivers are very likely to make mistakes and 70% of accidents that result in injury, death and/or property damage originate from human error. Teen Car Ownership - A study conducted jointly by the Childrens Hospital of Philadelphia found that teens who have to borrow children car are half as likely to end up linked to a fatal crash as teens who own or use a car mainly for their particular use. Even if the child feels they may buy their unique vehicle experts recommend that parents stand firm and never allow their teen exclusive use to some vehicle not less than the initial 6 months. This will supply the parent greater treating where and when the teen can drive and limit how long the teen spends when driving, thus limiting the probability of being involved with an accident. Tip 2: Even though your kids wants that actually cool car their very best friend has, in case you opt for a fairly easy and safe vehicle your rates will not likely rise the maximum amount of. So you wont feel happier about them driving, though the insurance providers will too. This is a easy way to avoid being charged an daily car insurance arm plus a leg to insure your teen. Learning to drive could be the human parallel of an young bird finding out how to fly. The first couple flight attempts can be harrowing but there is no avoiding it. As a parent, it is important that these first flights happen if you are there for guidance. You want your child to have the maturity to handle the new skill and responsibility yet it is usually critical that these first "flights" happen while you have parental authority to step up and control the situation. Auto insurance premiums for young drivers already are higher because young drivers are usually regarded as less safety conscious. You dont want to make things worse by actually "confirming the fears" of your insurance provider. On the contrary, you truly get driver reduced prices for using a consistent record of safe driving.