Which Short Term Car Insurance Alternative Is The Best For You? Short term auto insurance includes a few unique advantages. If you have guests visiting from out of town, consider having them sign up for a short term policy when they want to borrow your car or truck. This is much more convenient than studying the red tape of adding the crooks to your existing policy, and then take them off afterward. Having them included with your plan not simply jeopardizes any claim you might make, but potentially voids the protection itself. An only slightly better scenario has the guests accident cancel any discounts you could enjoy if you still need a no-claim status. If youre usually the one traveling, telling your host that youre making use of your own temporary motor insurance will reduce a great deal of anxiety about lending you her or his car, which can save you through the need to rent your own. It has recently emerged that gangs of fraudulent criminals are participating in organised crashes in attempt to make fraudulent statements to their insurers. Not only is this crime highly dangerous and illegal its also putting the lives of countless innocent drivers at risk. One with the main ways that these claims are often made is among the fraudsters are certain to get behind in the wheel and manipulate an accident with the innocent driver by driving recklessly. Alternatively the scamming fraudsters have a crash with each other and even no crash ever takes place along with the claims are made via fake paperwork! It is said that as a result of increased co-operation amongst local police forces and insurance agencies this type of fraud car insurance for learner drivers has been cracked recorded on in some areas. Most major insurance underwriters offer temporary cover both liability and comprehensive coverage. Many companies offer online service for your benefit so check around for top insurance quote. Short term cover is the most appropriate for drivers who would like an inexpensive and convenient alternative because of their specific temporary requirements without having to be locked into a standard term policy. Believe it or not your first stop for Short term motor insurance needs to be your present insurer as many will offer you temporary cover with an added cost of course, the next place you should try to get the best temporary auto insurance deal may be to tryout the internet search engines like yahoo and I think youll be astonished at the amount of big names provide the short-run cover. Many company providers of temporary automobile insurance require you to pay the whole premium if you are only hunting for a few days importance of coverage. However, if it involves a longer span of time, you will probably find companies offering deferred payments. Installment premiums have become convenient for anyone having a tight budget. Because of the leeway furnished by installments, most of the people have a tendency to chose this mode of payment.