Cheap Car Insurance For New Drivers - Is it a Myth? Its believed that teen motorists are probably the least experienced drivers on the highway and they are responsible for in excess of their great amount of driving mishaps causing them to be the priciest road users to insure on the best insurance for new drivers highway. You can find always exceptions to a rule, but as a way to prove that you simply donA�t merit the high rates, youll need to do a little work like getting involved in a high level driving program or young drivers program. If you want to drive your car or truck on the public road then youve to be in having an ongoing insurance certificate. But how much can it cost; well that truly is determined by the risk that you just pose in your insurers. There is therefore a motivation to secure the perfect insurance terms. One 1st step that you can take to lessen the risks in your insurers is to lessen your yearly mileage to under the average yearly mileage. If you do this, youd probably are getting to be an improved risk and for that reason you insurers gives you a price reduction in your insurance charges. Advanced driving is about making progress in a efficient manner from the speed limit and road conditions. Just because the rate limit on a particular stretch of road is 60mph, it does not suggest it is safe to take action, by way of example after having a heavy downpour or on a cold morning the place that the possibility of black ice exists. There are actions you can take that can bring your insurance costs down even for a teenager or someone who just received their license. Keeping up your grades reduces rates. So encourage your son or daughter to keep up a higher grade point average. Supplying your youngster with a sturdy, safe car in place of a flashy one-or more to the point, one that is about the most stolen list-will drop your costs too. And, naturally, encourage your kids to always drive at the speed limit or below and also to be extra careful. The longer a driver fits no accidents on his or her record, the more their insurance charges drop. Another important role for you as the parent is always to help your teenager through his first mis-steps. For my oldest son, he lost control on a slick road and spun his cars backend in a tree on his first solo drive to varsity. My youngest son was associated with a horrific accident when another driver clipped his car causing him to spin across two lanes of freeway (I-35 near Buda). In both cases, the autos, while damaged, stayed on the highway with parent offer the new drivers did too.