(MoneyWatch) When it comes to Social Security benefits, it's critical that married couples understand the rules that apply to them. Not only do these rules affect the income you'll receive while you're both alive, but they directly affect the security of the survivor, who is often the wife. Poverty among elderly widows is a real problem in America, so making smart decisions about your benefits can help keep your surviving spouse out of poverty after you're gone.
Welcome to the second post for Week 7 of 16 Weeks to Plan Your Retirement. My previous post this week covered the benefits you might get from Social Security. Now it's time to focus on the income your spouse will receive.