Reckless Drivers Many states have recently placed bans on sending text messages while driving. According to statistical research, drivers who text are six times prone to cause any sort of accident than drivers who are drunk. Given the prevalence of driving while intoxicated accidents, it is no wonder that texting has also been banned. Driving drunk is recognized as very negligent and endangers the wellbeing in the driver plus the wellbeing of others which are driving for the roadways. When people are caught driving drunk they may be highly ticketed, sometimes their licenses cheap car insurance new drivers are taken away as well as other times they go to jail for that violation. Shaving. Okay that one I do not understand in any respect. However since I put makeup on the list, I had to put one on the list to the guys also. Not only is this extremely dangerous and distracting, it is also gross. There will be little hairs all over your car as well as your suit. Again, just wake up 5 minutes earlier. Analyze the liability protections required by hawaii you might be currently living. Its your duty to have the minimum sum of coverage required by state laws where you drive. Such minimum requirements, however, in certain states arent sufficient to offset expensive lawsuits. You will have to examine the minimum amount liability protection in your state to understand whether or not this equals enough to hide a financially demanding lawsuit. When you also take into consideration that these courses will help you avoid filing an insurance claim by assisting you avoid and deal with dangerous situations, it is possible to discover why there is this kind of big payoff for both the driver as well as the insurance provider. In fact many insurance firms have even started to offer discounts to teen drivers who successfully complete this type of course, as well as the discounts open to older drivers who glance at the same kind of training.