Car Insurance for Teens Adults driving lessons are required (as well as teenagers) to possess auto insurance in most 50 states. Every state also adheres to some system generally known as Graduated Driver Licensing (GDL), which places restrictions on brand new drivers because they become more experienced and approach age where they can sign up for their full standard drivers license. The first step it is possible to take to give you the cheapest insurance possible is attend a driving school. When you become a member of a driving school, insurance providers tend to be prepared to give discounts on the insurance. This is because drivers who undergo a college are statistically less likely to get involved with an auto accident. So prior to starting hunting for a motorist, consider this question. Am I getting everything I need out from the driver Im using today? If the answer is yes, Im getting satisfactory distance and I can position the ball inside the fairway consistently, there might t be grounds to change. If the answer is no, and you hit all car insurance new drivers of your other clubs all right, maybe you simply need lesson to figure out just what the problem is. If the fact is no, so you dont hit your other clubs far better either, its the singer, not the song, which $400 will be better spent on lessons. There are actions that may bring your rates down even for a teen or somebody who got their license. Keeping up your grades reduces insurance fees. So encourage your kids to maintain a top grade point average. Supplying your child having a sturdy, safe car in lieu of a flashy one-or more to the point, one that is on the most stolen list-will drop your costs as well. And, naturally, encourage your son or daughter to always drive with the speed limit or below and also to be extra careful. The longer a motorist goes with no accidents on their own record, greater their rates drop. Another important role for you because the parent is always to help your teenager through his first mis-steps. For my oldest son, he lost control over a slick road and spun his cars backend in to a tree on his first solo drive to school. My youngest son was linked to a horrific accident when another driver clipped his car causing him to spin across two lanes of freeway (I-35 near Buda). In both cases, the autos, while damaged, stayed while travelling with parent keep the new drivers did too.